Should I delay my retirement?
For many people awaiting retirement, the day when they can finally say hello to rest and relaxation cannot possibly come soon enough. For others, the prospect of planning for retirement is a daunting one, as it represents a financial sacrifice or even a lack of purpose. In these kinds of situations, delaying retirement for a...
How to protect your pension from rising inflation
The rate of inflation has reached record highs, and much of the UK’s population is struggling to cope with the cost-of-living crisis as a result. As inflation begins to whittle away at the value of people’s savings, many savers and would-be retirees are looking for ways to lessen the overall impact on their retirement funds....
What is an FSCS protected pension?
Since the pension freedoms legislation was introduced in the UK in 2015, people have enjoyed much greater levels of control over their retirement savings. This particular bill has opened up a range of different saving and pension withdrawal options, enabling better monetary flexibility for individuals everywhere. It has also served to somewhat complicate matters, especially...
How can I build my pension pot?
Saving for retirement is one of the most important financial journeys in life, yet it can be fairly difficult to understand what needs to be done in order to build your pension pot. Thankfully, there are more than a few ways you can build your pension pot and capitalise on its unique benefits, like the...
Pensions for contractors
Pensions are a superb way for contractors to save up for their financial future, as they offer some unique flexibility that suits the nature of contract work perfectly. Thanks to changes made in legislation back in 2015, you can now access as much of your pension as you need (once you turn 55), which gives...
Pension tax relief for the self-employed and contr …
It can be tough to take a long-term approach to your financial security when you’re working on short-term contracts, but ultimately, learning how to effectively manage your pension when you’re self-employed will help you create the ideal retirement. Pensions are still one of the best investment choices, as they provide a host of unique tax...
How to choose the right pension funds for you
Before choosing a pension fund, it’s important to think about how it could affect your retirement goals. The best pension fund for you is always one that caters for your individual needs and requirements, allowing you to enjoy the happy retirement that you deserve. Here you’ll find some more details about what kind of investment...
Can I transfer my workplace pension
Since 2012, workplace pensions have been mandatory, provided a few key conditions are met by the employee, i.e., they need to earn over £10,000 a year, work in the UK and be between the ages of 22 and the state pension age. This is great news for anyone wishing to grow their pension pot and...
The benefits of starting your pension early
Despite being one of the most important financial aspects of life, many people have a hard time approaching the concept of starting a pension, often ignoring it until much later on in life. This might be the result of a misconception about how long it takes to build a decent savings pot, or maybe it’s...
