Take control of your
pensions with iSIPP

Join our growing community and consolidate your pensions online with iSIPP.

Welcome to

Where decades of experience combine technology and personal service. Imagine if you could consolidate all your pensions into one pot, and manage your pension online, wherever you are in the world. Choose your preferred investments. And leave the paperwork behind.

We have over 20 years of experience in pension administration servicing more than 6,000 members and £1.5bn AUA (Assets Under Administration) at group level. When it comes to saving for your retirement, we believe that you should have the power to make the decisions. That’s why we bring together our expertise with easy-to-use, feature-rich technology – giving you options and flexibility for those who want to make their own decisions and not use an adviser.

Continuous improvement is part of our culture, as is our commitment to support you and do the best by our community. We’ll always be clear and open, enabling you to have control and choice when consolidating your pensions.

With pensions, your capital is at risk. The value of your investments can go down as well as up.

Simple pension management trusted
by our growing partner community

Tailored to your lifestyle

Simple sign-up

It’s easy to get started. Register with iSIPP in a few minutes and explore our online portal to combine your existing pensions and manage your contributions.

Track and transfer

We help you track and transfer your existing pensions into one place. Most transfers can be made online too, simply log in to your account to get started.

Control and choice

We provide access to a wide range of investment options, managed by leading fund houses. You can even build your own portfolio, the choice is yours.

Easy access 24/7

Our online portal enables you to view, consolidate and manage your pensions in one place. Access your account whenever you like, wherever you like.

Why choose

As a UK-based, Financial Conduct Authority (FCA) regulated company with over two decades of experience in personal pensions, you can have faith in our ability to look after your future.

Our fund choices are managed by some of the most recognised and experienced fund managers, delivering peace of mind. Your pension is covered by the Financial Services Compensation Scheme (FSCS) too.

What’s more, we take your personal information very seriously, keeping all data secure with a robust privacy policy and Secure Sockets Layer (SSL) certificate. In addition, we are also registered with the Information Commissioner’s Office (ICO).

An award winning company

Get started

Bring all your pensions together with iSIPP. It couldn’t be easier to apply – all we need from you is a few basic details.

As with all investments, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you invest.

Pre-retirement calculator

As with all investing, your capital is at risk. The value of your portfolio with us can go down as well as up and you may get back less than you invest. We do not provide investment advice. Assumptions used. How to read the results.

This calculator is not a reliable indicator of future performance and is intended for general information purposes only, as an aid to decision-making, not a guarantee.  This calculator uses certain assumptions and uses the FCA prescribed mid-growth rate of 5%. A pension may not be right for everyone, and tax rules may change in the future. If you are unsure if a pension is right for you, please seek independent financial advice.

Your current age

Your transfer amount


Your estimated
retirement fund


Expected growth rate



The purpose of this calculator is to give you a general indication of your fund value at an illustrated retirement age (please read the assumptions used) based on your current age and the transfer amount.

This calculator does not constitute personal advice. You are advised to seek independent financial advice.

The figures are a guide only; they are not guaranteed. Your final pension fund, and the income available from it, will depend upon a range of factors. These include, but are not limited to, contributions you make in future, the growth of your fund, charges, inflation, annuity rates and options, and your retirement age.

The value of investments can go down as well as up and you may get back less than you invest.

The calculator does not take account of any tax charges which may apply to contributions into or income from a pension or any tax applicable if your fund exceeds the lifetime allowance at the time of retirement.

This calculator is not appropriate for calculating potential income from a defined benefits scheme.

This calculator does not take into account any benefits from a state pension.


For the purposes of this illustration, the FCA require us to provide you with an indication of your projected pension fund value you may get at your illustrated retirement age at 65. The illustrative value is based on prescribed Mid investment growth rate of 5%, after allowing for all fees and charges.

The projection assumes that you do not draw any income or one-off lump sums from the SIPP. It also assumes the value of your pension fund is within the standard Lifetime Allowance and no LTA tax charge applies.

In addition, we are required to reduce the projected figures to account for inflation. Inflation is the rise in costs of goods and services over time.

This illustration incorporates our fees as per our fee schedule. Fixed monetary fees are assumed to increase each year in line with inflation.

Ongoing Charges Figure (OCF): This illustration incorporates an assumed Ongoing Charges Figure (OCF) 1.00% for the purposes of generating this illustration.

The figures are for illustration purposes only and are not guaranteed. The value of the SIPP depends on how your investments perform after charges and fees.

The choice is yours


Ready made

Provided by global fund manager BlackRock, the range of funds are designed to take the hard work out of investing. They make it simple and cost-effective, whilst managing risk.


Build your
own portfolio

Make your own investment decisions and choose the funds that work for you. This option is designed for those who want to build a tailored option



Invest in line with your values and beliefs. Environmental, social and governance are categories that can play a role in deciding what an ESG fund invests in.


Islamic based

This fund is governed by the requirements of Shariah law and ensures that the underlying businesses in which it invests adhere to Islamic-based investment restrictions.

Our yearly fees

£200 p.a.

Trust Fee

Every client is well looked after with unrivalled service and this fee covers the award-winning administration of your pension.

0.25% p.a.

Platform Services Fee

Within your account you have 24/7 access to our investment platform for managing and overseeing your fund choices.

The Trust Fee and the Platform Services Fee cover the standard iSIPP service as described in our Terms and Conditions. This document also explains how the fees are calculated and deducted. In addition, you will pay the Ongoing Charges Figure, (OCF), this is a fee charged directly by the fund manager and covers their day-to-day cost of running the fund. OCF depends on the funds you choose. To find out more see our fund choice here.

Apply now