How to find your pension number
Knowing your pension number is important for retirement planning. If you need help finding your pension number, this step-by-step guide will teach you how to do this successfully. There is no need to panic over not knowing your number or worry about the future. This guide has you covered. What is a pension number? Also...
Find lost pensions with the pension tracing servic …
A lost pension is no good for you. Fortunately, there are ways to uncover a pension that has seemingly disappeared into the ether. One method is to utilise the Pension Tracing Service. This is everything you need to know about finding a lost pension. What is the Pension Tracing Service? The Pension Tracing Service does...
Auto-Enrolment: A guide for employees and employer …
Auto-enrolment is an important initiative for both employees and employers. For employees, it is vital they are given the opportunity to enrol on a company’s workplace pension. For employers, it is their legal responsibility to automatically enrol all eligible workers. This guide will explain why this is the case, along with highlighting the significance of...
The State Pension – a beginner’s guide …
The government-provided State Pension is an important element of your retirement savings. This beginner's guide will detail how to calculate your State pension, along with the key factors – such as your retirement age and National Insurance contributions – that determine your pension amount. Understanding retirement age The UK's current retirement age plays a significant...
What is the State Pension?
Most UK residents are entitled to a State Pension once they have retired. Yet what exactly is the State Pension? If you aren’t familiar with this or need some confirmation that you fully understand it, keep reading. This guide will answer the question, as well as explain other basics relating to the UK State Pension....
South West is the UK’s Self-employment growt …
According to our latest research*, the South West of England is the UK’s self-employment growth capital despite the drop in the number of people working for themselves. Up to 40,000 more workers turned to self-employment in the South West taking the total to 438,000 in the region – a 10% increase on the past year,...
How technology is shaking up the UK pensions marke …
The UK pensions market, worth £13.9billion, is facing unprecedented challenges and opportunities as technology-driven innovation transforms the way people save, invest, and retire. While the current system has served many people well, it also suffers from complexity, inefficiency, and uneven outcomes. As the population ages, and financial pressures mount, the need for more accessible, affordable,...
Self-employment and job changes are driving pensio …
Up to 1.7 million who became self-employed or changed jobs stopped retirement payments or cut back. We urge retirement savers to think carefully about pensions despite cost-of-living pressures. Workers deciding to become self-employed or change their jobs are contributing to a rise in people cutting back on retirement saving. Our research* has found one...
Is it better to combine pensions?
Do you have multiple pension pots? Don’t worry – this is the situation for many of a certain age. People will go from career to career, having multiple jobs over their lifetime. The result of this is the creation of a pension pot by each individual employer, which leaves you with money saved in different...